Birthdays vs. Savings?
Am I crazy? Seriously after reading all these pf blogs and doing financials, I think more and more that we as saving individuals are a rare breed. Honestly if I'm saving approximately 73% of our take home pay to reduce debt and invest, I find it more difficult to break away from the saving routine. Not to say that its a bad thing but let me explain the situation. This week we had a birthday that was a huge hit to the savings funds. The debate was that since it was a very very close friend that we should spend a bit more on a gift, however our monies (AFTER savings) would not cover this. I explained that the disciplined saver would find a way to stretch the money we did have for the gift instead of dipping into our ritual savings. The wife stated that we can adjust our budget for next month. I necessarily don't agree with that bc I hate being off track and "adjusting". Its the pricing on my good friend's gift that was unforseen. In the moment, we purchased the gift and attended his party. Am I crazy for spending for a lavish gift or am I just being stingy? The cost of gift: $200
3:15 PM
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