Working so much, my head aches...
My head aches and the rest of my body functions fall right in line at the end of the day. I think with this Friday, I will have worked approximately 60 hours or more. Now many of you think, well youre a young guy, just suck it up, when I was your age I could work about 80 hours or so in the hot fields of Kansas. Well, my friends, that isnt me and 60 really burns me out. What I really need to start doing is getting back into some exercise regime so I dont have to feel so tired. Maybe that will make me more tired? Who knows... So obviously I havent been blogging the past few days because of my job demands and when I get home, I clean up the house, check my email, talk to the baby (wife thinks its funny), and get ready for tomorrow. Hopefully, when the baby comes, I'll be able to take a break from work and get to spend some time at home. I can't believe its only a month or less away. So basically this time next month, we will have had our child! Excited? Yes! Nervous? Yes! Prepared? Maybe. Ready? Sure, why not. Our last baby shower is Feb 3. We have gotten so many great gifts, my wife and I can't wait to start using some of them on our daughter. (my wife especially with the clothes)
Ok FINANCIAL stuff... I know you (or me) didnt come here for cutsie. We're battling the waves of saving currently. $6304.77 amassed in emergency funding. With the '07 utilities & insurance all socked away, we have $10507.37 in seperate money market savings accounts. Needless to say that only $2k of that is expected to be used shortly, so we have that in a savings account earning a whopping 1.21% interest! Holy cow! Since its short term, we wanted something even more liquid than the money market accounts. Our bank has been more than happy (of course) to open a savings account with no minimums. Hopefully we will have $8-9,000 in that savings account before Feb 10. (working those late hours should help out with reaching that goal easily) That's what we have planned on. Im sure with unexpected expenses arising with probably last minute baby items, that will be depleted to about $7,500.
We have overlooked our retirement and it has taken a backseat for now. I upped my 401k at work from 6% to 8%. Only 6% is currently being matched, but the 2% shouldnt hurt too bad. Last time I didnt even notice a jump. ROTHs NEED NEED NEED to be funded. However we just can't funnel money in there at this time. We have planned on catching up our total funding for 2006 ROTH contributions for both of us in mid March. Total retirement savings to date: $30,646.95. I've got to get up at 5am tomorrow, so time to wrap it up.
Labels: baby, retirement, savings, work
