The American Dollar
OUR FAMILY. OUR MONEY. ONE PERSONAL FINANCE BLOG.
One industrious American family's focus on a financial goal of freedom. Through worldly personal finance education, here is our story.
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Our Story: Both my wife and I are 27 years old and have gone through financial hell and back. Now we are on track to financial freedom, however we are not financial advisors or professionals, just everyday people. Share our journey from a negative networth and email us if you have questions or comments! :)



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Monday, April 03, 2006

MARCH COMPLETE!


MARCH COMPLETED! The monthly envelope budget was done over the weekend and again we made it another month living on ONE salary.... We are still stashing my income away like crazy and believe me it makes it go by much faster knowing that you have a goal in your sights.

Heres how April's budget got broken down for CASH this month (again expenses like Mortgage, Water, Electric, Cable, are being auto debited from the checking account/ this is CASH only):

GROCERIES - $320

HOUSEHOLD - $150

RESTAURANTS - $120

MEDICINE/HEALTH - $10

AUTO MAINTENANCE - $30

CLOTHING - $100

HOME IMPROVEMENT - $0

BIRTHDAYS - $25

HAIRCUTS - $45

ENTERTAINMENT - $30

I mentioned briefly in our budget meeting that this is only for the month of APRIL and doesnt mean we are going to stick to this budget every month. As we have evolved into this cash budget, I'm beginning to see a better overview of how we spend our money and how it affects our bottom line savings. Coming soon.... More Water Cooler Stories!

1 Comments:

Anonymous Anonymous said...

Very nice. I always like to hear the positive budgeting stories...

10:35 AM  

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Emergency Fund
40%
$25,000
2007 Roth Contributions
$8,000 Total



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